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Safe Money Concepts 
201 North Main Street Unit 1 
Port Byron, IL 61275

Mail & Delivery 
2319 Woodhaven Lane 
Port Byron, IL 61275

Phone: 309-848-9025

Fax: 309-848-9076

Toll Free: 800-949-7352

It is important to feel you have control over your future. At Safe Money Concepts, we offer our experience and expertise to help you design your own plan for financial independence.

Contact us to schedule a consultation. Call us at 309-848-9025 or toll free at 800-949-7352.

 

 

Services

Preparing for retirement should create excitement, not concern. Yet for many, that’s not necessarily the case.

According to a recent study, 60 percent of pre-retirees do not have a plan for how much money they will spend each year in retirement and where that money will come from.1 Additionally, three in four Americans remain highly anxious about their overall retirement outlook.2

That’s where we come in.

We use insurance products, such as fixed annuities, to help you build financial strategies. From tax-efficient strategies to protecting some of your assets — we’ll cover as many bases as possible to help you create an income strategy that supports your retirement lifestyle and long-term financial goals.

At Safe Money Concepts, Inc., we can offer you the following products and services:

  • Retirement Income Strategies
  • Asset Protection
  • Annuities
  • Life Insurance
  • Tax-Efficient Strategies
  • Long-Term Care Strategies

We can also refer you to professionals who provide the following services:

  • Trusts
  • Probate
  • Charitable Giving
  • Estate Planning
  • Tax Planning
  • IRA Legacy Planning
  • Wealth Management

Once we understand your financial situation and objectives, we can help you decide which types of products and services fit within your financial strategy.

You Need a Plan

These days, thanks to new prescription drugs and medical technology, people are living longer than ever
before. However, one drawback to a longer life is the greater possibility of outliving your savings creating
all the more reason to develop a strategic plan that continues to work for you no matter what the market
environment. Consider these four components of a comprehensive financial plan:

  1. Growth
  2. Preservation
  3. Spend
  4. Exit

 

1 Greenwald & Associates. Society of Actuaries. January 2016. “2015 Risks and Process of Retirement Survey.” Accessed Oct. 25, 2016.

2 The National Institute on Retirement Security. March 2015. “Retirement Security 2015: Roadmap for Policy Makers – Americans’ Views of the Retirement Crisis.” Accessed Oct. 25, 2016.